The beginning of the 2026/27 financial year ushers in the start of Payday Super, new legislation which requires superannuation be paid at the same time as employee wages. We’ve compiled the most relevant changes for Sybiz Visipay users into a Payday Super section, which includes explanation of core concepts and terminology, lists of steps to take ahead of the 1 July 2026 implementation date, and frequently asked questions about Payday Super, SybizSuper and STP reporting.
On 22 May, 2026, Sybiz held a Payday Super and Sybiz Visipay 26.10 Update webinar full of the latest information, actions and tips regarding Payday Super. If you missed the live presentation, the full recording is available on our website. Here are some of the highlights for Sybiz Visipay users to keep in mind to get prepared for the 1 July start date:
- ATO Checklist: The ATO is the ultimate resource for information about Payday Super; There you’ll find transition information that is outside the scope of your Sybiz software solution, such as cashflow management, the closure of the Small Business Superannuation Clearing House and special considerations for Self Managed Superfunds. Make sure you’re getting your information directly from the ATO’s website and not AI page summaries that may hallucinate inaccurate information. Get started with the ATO checklist here.
- Upgrade today: Sybiz Visipay 26.10 is the minimum version capable of working with Payday Super reporting requirements. We’ve built Visipay with the intelligence of an adaptive user interface and STP2 reporting requirements based upon the financial year, meaning users can make the necessary adjustments to pay items well in advance of 1 July 2026.
- Qualifying Earnings: The reporting of Qualifying Earnings will become mandatory once Payday Super goes into effect. Prior to Version 25.10, Sybiz Visipay did not have a concept of Qualifying Earnings. It is users’ responsibility to review all pay items to ensure the Qualifying Earnings flag is applied appropriately. Learn more about the Qualifying Earnings flag in Sybiz Visipay 26.10 here. Certain edge cases, such as pay to non-employees or contractors, will be addressed in Sybiz Visipay 26.11, set to be released before 30 June 2026.
- Reporting Super from Sybiz Visipay: SybizSuper, powered by SuperChoice, has been designed to work hand in hand with Sybiz Visipay for the streamlined payment of superannuation funds for more than a decade. A SAFF export module is also available, which can generate a file to be submitted to other clearing houses. Any business using the SBSCH must download their data and transition to an alternative clearing house as soon as possible, as access to the SBSCH will cease on 30 June 2026.
- Verify employee information: Payday Super not only increases the number of times superannuation must be paid to employers, it also shortens the time in which super must be distributed to employees funds. Superannuation must reach members’ funds within 7 business days, and super funds have 3 business days to match the fund to accounts in cases where auto-matching fails. There isn’t very much time to correct errors in employee details or superfund member numbers. Review your processes for collecting and verifying this information, and impress upon your employees that supplying their superannuation details is as important as supplying their bank account details to receive their pay. SybizSuper users can take advantage of the Employee Onboarding procedure to minimise data entry errors for new employees.
- Get a head start: You don’t need to wait until 1 July to get ready – you can and start paying superannuation on payday today. Keep in mind, however, that Qualifying Earnings does not get reported to the ATO until the official start of Payday Super. Sybiz Visipay 26.10 has this awareness built in; Qualifying Earnings reporting will not begin until the first payroll on or after 1 July 2026.
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